A Florida district court ruling on Monday generated nationwide headlines by deeming the 2010 Patient Protection and Affordable Care Act (PPACA) unconstitutional.
On Monday, U.S. District Judge Roger Vinson of the Northern District of Florida, Pensacola Division, ruled that PPACA violated the Commerce Clause by forcing individuals to purchase insurance.
However, there has been no injunction that would effect implementation and at this point there have been two rulings sating that the individual mandate does not violate the Constitution and two that say that it does.
If the Supreme Court affirms Judge Vinson’s decision, the entire Act will be void. If President Obama wants to retain any of the PPACA provisions, Congress will have to pass new legislation, which may be difficult considering the hit Democrats took in the 2010 election.
At this point it remains a waiting game until we finally have the matter ruled upon by the Supreme Court.
Tuesday, February 1, 2011
Friday, January 28, 2011
Thursday, January 20, 2011
House Passes Repeal of Obamacare
On January 19, 2011, members of the new Republican-controlled House of Representatives passed a bill to repeal the Obama Administration’s nearly $900 billion health care reform legislation.
Three Democrats joined the House’s 242 Republicans in supporting the bill.
The White House warns that reversing the bill poses a severe threat to the nation’s economy. In a formal statement they say that repeal would lead to "higher costs and skyrocketing premiums, less competition, and fewer consumer protections against industry abuses.”
Since then Senate Majority Leader Harry Reid (D-Nevada) has said he would not introduce the measure for a vote on the Senate floor, and since President Obama has said he would veto the bill it looks like it may be simply an effort to fulfill campaign promises and little more.
House Republicans have stated they are intent on finding ways to block the law, including a measure on January 20 instructing three House committees to create a new health care bill.
No one knows for sure how this will all play out but I for one think it is the first step in a serious effort to scale back the most onerous parts of the bill and repeal whatever parts can be repealed.
Three Democrats joined the House’s 242 Republicans in supporting the bill.
The White House warns that reversing the bill poses a severe threat to the nation’s economy. In a formal statement they say that repeal would lead to "higher costs and skyrocketing premiums, less competition, and fewer consumer protections against industry abuses.”
Since then Senate Majority Leader Harry Reid (D-Nevada) has said he would not introduce the measure for a vote on the Senate floor, and since President Obama has said he would veto the bill it looks like it may be simply an effort to fulfill campaign promises and little more.
House Republicans have stated they are intent on finding ways to block the law, including a measure on January 20 instructing three House committees to create a new health care bill.
No one knows for sure how this will all play out but I for one think it is the first step in a serious effort to scale back the most onerous parts of the bill and repeal whatever parts can be repealed.
Wednesday, January 5, 2011
Repealing ObamaCare
The Speaker's office is about to announce that the House Rules Committee will meet on Thursday and a rule to consider repeal of ObamaCare will be brought to the House floor on Friday. The house will then vote on January 12. Is there really a chance of repeal or is it just posturing by the Republicans? In my opinion it's the latter because even if the House approves repeal it will be a real uphill challenge in the Senate and finally it would eventually die with a Presidential veto. It will however, bring the matter back into the public eye at a time when the majority of Americans are beginning to doubt whether the Democrat's "rush to get it done" was a wise choice. Any bill that totals over 2,000 pages has to result in unintended consequences that can only be speculated upon until the full affect of the legistlation becomes reality in 2014. The best we can hope for is repeal or reworking of some of the more drastic provisions.
Monday, January 3, 2011
Time To Review
If you haven't taken the time to review your plans, evaluate your coverage and compare your rates you could be spending too much for too little. Call us today for a no obligation review.
Wednesday, December 29, 2010
Happy New Year
It's the end of the year and new calendar year deductibles will reset. If you are thinking of making changes to your health insurance plan, now is the time to review your options. Call us and let us review your plan to make sure you have the most comprehensive coverage at the most affordable rate.
Thursday, February 4, 2010
Health Care Reform Log Jam
For a while it looked as though we were on the brink of new reforms in Health Care. I know many consumers were hesitating to make decisions concerning obtaining new insurance or making changes to existing plans while they waited for the outcome.
It seems that any further action has been tabled and there are no indications of when the issue will be revisited or to what degree Congress will be successful in enacting legislation and what form the new reform package make take. In any event many of the changes will not go into effect for several years so it would seem that anyone who has been on the fence waiting for change would be well advised to review their current situation and make the decisions to secure the plan that best protects them in the current environment.
Find a broker you feel confident in who has the answers to ALL the questions that are important to you!
It seems that any further action has been tabled and there are no indications of when the issue will be revisited or to what degree Congress will be successful in enacting legislation and what form the new reform package make take. In any event many of the changes will not go into effect for several years so it would seem that anyone who has been on the fence waiting for change would be well advised to review their current situation and make the decisions to secure the plan that best protects them in the current environment.
Find a broker you feel confident in who has the answers to ALL the questions that are important to you!
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